Accessible Finance
for Growing Economies

Trade Solutions

With over a decade of experience supporting clients in International Trade, Point Bank LTD offers expert solutions to help mitigate risk, ensure security and maximize working capital.

Guarantees

In a competitive marketplace, credibility is key. Financial Guarantees facilitate financial transactions by introducing a trusted third-party.

Investments

Our mission to provide access to financing for growing economies has led us to develop very close relationship and trust with international creditors which work with us to structure loan facilities for our clients.

Point Bank LTD

Trade Finance

Letters of Credit are the center of international trade transactions, where the buyer and seller have yet to establish a strong relationship and/or operate on an international level. When concluding a transaction with a buyer from a different country, the seller is exposed to risks due to the physical distance between the two parties, foreign or unknown legal systems, and lack of knowledge about the buyer. Our LC is tailored to solve these international trade risks.

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In a competitive marketplace, credibility is key. Financial Guarantees facilitate financial transactions by introducing a trusted third-party, typically a financier or financial institution assuring people worldwide of your authenticity, ability and capability. By demonstrating your financial credibility, financial Guarantee solutions will help open more opportunities for your business, also know as Letter of Guarantee or LG.

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Our Standby Letter of Credit facilitate international trade transactions by adding a security towards the seller/receiving party as we take on the responsibility of non-performance by the client/applicant. The SBLC remains as payment of last resort if the client/applicant defaults. An SBLC is very versatile and can be used as collateral, payment and security in a financial transaction including trade, financing and investments.

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As a result of the global economic crisis in 2008, export markets reduced in size by around 40-50%, SMEs being the hardest hit. As a result, lending decreased as investor’s appetite for risk decreased, and banks had to reduce the sizes of their loan books. Point Bank and our wider group have geared our services to fill this market gap.